Mortgages

Mortgage advice A solid foundation for your financing: UBS Hypo Check

We’ll give you comprehensive advice on your questions about financing your own home – whether you’re still in the early planning stages, about to buy your home, or already have a mortgage.

Our mortgage calculator will help you check if you can afford to make your dream a reality.

Affordability is key. Living costs, which include interest, mortgage repayments, and maintenance and repair costs, should not exceed one third of your household income.

To ensure that your financing is based on a solid foundation, you need at least 20% of the purchase price in the form of equity.
We'd be glad to give you comprehensive advice and draw up a savings plan with you. So you can soon turn your dream of owning your own home into reality.

If you‘ve already found your dream home, we'll help you with your preparations to buy it.

Buying, owning and selling residential real estate also affects your tax situation. We‘ll inform you about the tax implications – for example with regard to indirect or direct amortization.

Finding the right mix of short- and long-term mortgages is essential to the financing. So in order to create a customized financing proposal for you, we’ll first determine your mortgage profile.

We‘ll also estimate the value of your desired property and give you comprehensive data about your future place of residence during an advisory consultation. You can also use these figures to compare different municipalities. It’s all about helping you make the right decisions when purchasing real estate.

Would you like to switch to a different mortgage product? Is your mortgage expiring soon? Or would you like to transfer an existing mortgage with a different bank to UBS? Contact us. We‘ll be glad to help you arrange this.

You can also rely on us if you’re planning or financing a renovation project. Our client advisors have a renovation calculator to estimate the costs involved.

We can also help you with buying a holiday home or looking for an interesting capital investment.

Find out what you need to take into account for the financing, the challenges and opportunities to be weighed up, and how to plan your investment correctly from the outset.

We’re here for you with specialist knowledge to help you take well-informed decisions.