Libor mortgages Benefit faster from falling interest rates

Interest rates for a Libor mortgage can fluctuate. However, the interest rate is generally lower than that of a fixed-rate mortgage.

Tip: Are interest rates on the rise? With UBS, you can switch free of charge to a multi-year fixed-rate mortgage at the end of your chosen fixed-rate period.

What will happen if Libor isn't there anymore?

The calculation of Libor, which is used as the reference rate for Libor mortgages, is expected to be discontinued at the end of 2021. The money market interest rate SARON (Swiss Average Rate Overnight) has been recommended as the new benchmark in Switzerland.

Wondering what that will mean for your UBS Libor Mortgage, and what the alternatives are? Find out here.

Sound advice

Libor mortgage or fixed-rate mortgage? The best option is usually an individual combination of the two. We'd be glad to give you comprehensive advice and work out a customized financing solution for you.

Interest rate forecast by e-mail 

What’s the current interest rate level and how are interest rates likely to develop? You’ll find the latest forecasts and recommendations in our free newsletter.