Mortgages

Mortgage calculator What home can you afford?

Is your dream home within your budget? Our mortgage calculator shows you instantly which properties you can afford.

Purchase price

i

Income

i

Down Payment

i

Mortgage

i

CHF

360000

Loan-to-value ratio

i

30%

Caution: higher than 80%

Monthly cost

i

With assumed interest rate of 5%

Assumed interest

CHF/Month

1500

Amortization i

CHF/Month

0

Maintenance and running costs

CHF/Month

1000

Total

CHF/Month

1000

Affordability

33.33%

i
v

0%

100%

Monthly cost

i

Interest rate you have input

Effective interest

CHF/Month

0

Amortization i

CHF/Month

0

Maintenance and running costs

CHF/Month

0

Total

CHF/Month

0

Affordability 33.33% i

Here for you

We’d be glad to answer your questions about mortgages. Please ask for a no-obligation consultation. 

This is what you need to know to calculate your mortgage:

  • Purchase price
  • Annual gross income
  • Available equity

The mortgage calculator will use these details to calculate the:

  • Loan-to-value ratio
  • Monthly costs (comprised of imputed interest rate, amortization, maintenance and repair costs)
  • Affordability (with imputed 5% interest rate)

You can also calculate the monthly mortgage costs using a different interest rate.

Please note that the figures produced by the mortgage calculator are guideline values only. We’d be happy to give you personal advice.

The actual costs of your mortgage depend on your personal circumstances, your preferences regarding how much budget certainty you want, as well as the current and anticipated interest rate environment.

We'd be glad to give you comprehensive advice and work out a customized financing proposal for you.

The results provided by the mortgage calculator are based on the details provided by the user as well as on several assumptions and guideline values. UBS accepts no liability for the accuracy or completeness of the details provided by the user or of the results calculated on this basis. All calculations are provided for information purposes only and are non-binding. Any arrangements made by the user on the basis of the calculated results shall be made at the user's own risk.

In particular, the calculated results cannot be considered recommendations. The mortgage calculator also does not represent an advisory service provided by UBS. The user shall be solely responsible for interpreting the calculated results. UBS accepts no liability for damages resulting from the use of or access to the mortgage calculator.