Wealth Management

Wealth management – simple and transparent Starting from EUR 100 000

Our hybrid service model

UBS [Access] offers you individual wealth management and the chance to take advantage of our investment experts worldwide – starting at just EUR 100 000. Two of our most popular investment solutions are available for you to choose from.

Benefit from the expertise of the world's leading wealth manager – UBS. We help you to achieve your financial goals.


At UBS, we take care of your assets on both a personal and a digital level – with our hybrid service model

Hybride service model

  • Professional wealth management starting from EUR 100 000
  • More than 150 years of experience
  • Individual advice in personal conversations
  • Full transparency with UBS e-banking and UBS Mobile Banking
  • Two investment strategies with individual risk profiles

The "Robo-Advisor-Approach"

  • Partly starting from EUR 2 500
  • Long-term proven track records often not possible
  • Usually only technical support
  • Different solutions available
  • Based on algorithms

Would you like to know how you can realize your personal goals with UBS [Access]?

With two of our most popular investment solutions – starting at just EUR 100 000.

UBS ManageTM [Access]

We consistently implement your investment strategy in line with your risk tolerance. This offers you the opportunity to generate returns in accordance with your long-term investment strategy.

Investment horizon

Medium- to long-term

Currencies

EUR

Available investment profiles

Five different investment strategies

Fees

All-in-fee*

From EUR 100 000
1,30%

From EUR 500 000
1,20%

From EUR 1 000 000
1,00%


UBS ManageTM Systematic Allocation [Access]

Rule-based adjustment of the equity ratio depending on the current market situation. Even in a volatile market environment, the opportunities of positive equity markets can continue to be benefited from.

Currencies

EUR and USD

Available investment profiles

Three possible investment strategies

Fees

All-in-fee*

From EUR 100 000
1,50%

From EUR 500 000
1,30%

From EUR 1 000 000
1,20%

*All-in-fee p.a. net, plus the statutory sales tax currently amounting to 19%. The fee includes the following services: wealth management, security-related transaction costs (fees of third parties are charged separately), money market transactions, custody account management, account management for the relevant portfolio, fees from corporate actions and the exercising of subscription rights, as well as extensive reporting. The following are not included: expenditure, expenses, fees of third parties as well as margins for foreign currency transactions.


What does my welcome bonus amount to?

For every euro that you invest up until March 31, 2018, you receive a bonus amounting to 0.6% – up to a maximum of EUR 15 000.

 

Which investor type are you?

Find out, and we will create a portfolio that is a perfect fit for you.

Would you like to get to know our financial expertise?

Our financial experts analyze current developments on the global financial markets and based on this develop our UBS CIO House View.

Digital Banking

Keep an eye on your assets at all times and complete your banking business online – securely and conveniently.

Open an account

Interested? You can open your account with us in three steps and with just one signature (only for private clients).


Where can I get onsite advice from at UBS?

Our branches

We are a reliable partner. See for yourself – in person, if you wish. We look forward to your visit at six locations in Germany:

Berlin
Kurfuerstendamm 185, 10707 Berlin

Duesseldorf
Cecilienallee 11, 40474 Duesseldorf

Frankfurt am Main
OpernTurm, Bockenheimer Landstrasse 2-4,
60306 Frankfurt am Main

Hamburg
An der Alster 45, 20099 Hamburg

Munich
Europaplatz 1, 80333 Munich

Stuttgart
Lautenschlagerstrasse 23, 70173 Stuttgart


Excellent – Best Global Private Bank 2017

In October 2017, UBS won the main prize "Best Global Private Bank" in the 9th Annual Global Private Banking Awards, for the fifth time in a row.


According to the following terms, UBS Europe SE will pay for an account balance remitted during the period from January 1, 2017 to March 31, 2018 to an account at UBS Europe SE, once per client a limited financial premium amounting to 0.6% of the value of the account balance remitted, per client in total up to a maximum of 15,000 euros.

Minimum transfer and other conditions

The premium offer applies exclusively for

  • new clients who remit at least 100,000 euros and invest this minimum value within four weeks after receipt of the money in the wealth management mandate subject to charge UBS [Access];
  • existing clients who remit at least 100,000 euros and invest this minimum value within four weeks after receipt of the money in any wealth management mandate subject to fees with the exception of UBS [Access];

and in doing so select the income, yield, balanced, growth or equities investment strategies.

The value of the remitted account balance, which has been invested in the wealth management mandate, is used to calculate the financial premium. Account balances that were remitted from accounts within the same entity and from institutes that are part of UBS (e.g. UBS Switzerland AG) are excluded from calculation of the premium. The premium offer only applies if the wealth management costs are determined according to the regular price list and no other special conditions were agreed.

Due date

The premium is paid out within four weeks after the remitted account balance has been invested in a wealth management mandate subject to charge.

Minimum investment period / premium reclamation

You are entitled to the premium if you invest your new account balance for at least two years permanently in wealth management at UBS Europe SE. The premium claim remains unaffected by changes in market value. If you withdraw money from your wealth management mandate, your premium claim is reduced by 0.6% or at most by 15,000 euros of the money amount withdrawn. In such cases, UBS Europe SE will reclaim the corresponding amount of any bonuses already paid out.

Period of validity

This campaign may be terminated or modified in whole or in part by UBS Europe SE at any time and without prior notice. It is applicable for a limited period until March 31, 2018 (the reference date is the receipt of the account balance). This does not affect pre-existing premium claims. In all other respects, the general and product-related terms and conditions of UBS Europe SE shall apply.

Tax treatment

UBS Europe SE is not allowed to provide advice on tax-related matters. Please contact your tax advisor on the handling of the financial premium. The premium payment is subject to 25% flat-rate withholding tax (plus 5.5% solidarity surcharge and any church tax).