About us

Our businesses The Group comprises five business divisions and the Corporate Center.

Wealth Management provides comprehensive financial services to wealthy private clients around the world – except those served by Wealth Management Americas.

UBS is a global firm with global capabilities, and Wealth Management clients benefit from the full spectrum of UBS’s global resources, ranging from investment management solutions to wealth planning and corporate finance advice, as well as a wide range of specific offerings.

Its guided architecture model gives clients access to a wide range of products from third-party providers that complement our own products.

Wealth Management Americas is one of the leading wealth managers in the Americas in terms of financial advisor productivity and invested assets.

It provides advice-based solutions and banking services through financial advisors who deliver a fully integrated set of products and services specifically designed to address the needs of ultra-high net worth and high net worth individuals and families.

It includes the domestic US and Canadian business as well as the international business booked in the US.

Retail & Corporate provides comprehensive financial products and services to its retail, corporate and institutional clients in Switzerland. It maintains a leading position in these client segments and embedds its offering in a multi-channel approach.

The retail and corporate business constitutes a central building block of UBS’s universal bank delivery model in Switzerland. It supports other business divisions by referring clients to them and assists retail clients to build their wealth to a level at which we can transfer them to our Wealth Management unit.

Furthermore, it leverages the cross-selling potential of products and services provided by its asset-gathering and investment banking businesses.

In addition, we manage a substantial part of UBS’s Swiss infrastructure and Swiss banking products platform, which are both leveraged across the Group.

Asset Management is a large-scale asset manager with well diversified businesses across regions and client segments.

It serves third-party institutional and wholesale clients, as well as clients of UBS’s wealth management businesses with a broad range of investment capabilities and styles across all major traditional and alternative asset classes.

Complementing the investment offering, the fund services unit provides fund administration services for UBS and third-party funds.

The Investment Bank provides corporate, institutional and wealth management clients with expert advice, innovative solutions, execution and comprehensive access to the world’s capital markets.

It offers advisory services and access to international capital markets and provides comprehensive cross-asset research. It provides access to equities, foreign exchange, precious metals and selected rates and credit markets, through our business units, Corporate Client Solutions and Investor Client Services.

The Investment Bank is an active participant in capital markets flow activities, including sales, trading and market-making across a range of securities.

The Corporate Center comprises three units: Corporate Center – Services, Corporate Center – Group Asset and Liability Management (Group ALM) and Corporate Center – Non-core and Legacy Portfolio.

Corporate Center – Services provides Group-wide control functions such as finance, risk control (including compliance) and legal. In addition, it provides all logistics and support services, including operations, information technology, human resources, regulatory relations and strategic initiatives, communications and branding, corporate services, physical security, information security as well as outsourcing, nearshoring and offshoring.

Corporate Center – Group ALM provides services such as liquidity, funding, balance sheet and capital management.

Corporate Center – Non-core and Legacy Portfolio comprises the non-core businesses and legacy positions that were part of the Investment Bank prior to its restructuring.

UBS is the pre-eminent universal bank in Switzerland, the only country where we operate and maintain leading positions in all five of our business areas: retail, wealth management, corporate and institutional banking, investment bank services and asset management.

We are fully committed to our home market as our leading position in Switzerland is crucial in terms of sustaining our global brand and profit stability.

Drawing on our network of around 280 branches and 4,500 client-facing staff, complemented by modern digital banking services and customer service centers, we are able to reach approximately 80% of Swiss wealth and serve one in three households, high net worth individuals and pension funds, more than 120,000 companies, and 85% of banks domiciled in Switzerland.