Am I ready for life beyond work?

Many entrepreneurs never really retire at all. There’s no need to slow down just because you’re getting older, but you might want to shift your focus. You could see the world, pursue a new hobby, or become an angel investor. But how will you fund your new lifestyle? Most of us underestimate the income we need to do the things we want. Start your retirement financial planning now so you’re one step ahead.


Questions to ask yourself

When you’re planning for a new stage in your life, it’s a good idea to start early, but there’s a lot to consider. First, ask yourself these three important questions:

Grandfather and grandson

61%

of people say one of their main motivations to make money now is to leave a good financial legacy for family / loved ones.*

What matters to me?

If you’ve built a successful career and you’re keen to stay busy, retirement can be about fulfilling your dreams or giving something back. Think about what makes you happiest. How do you want to spend your time? How could you focus more on the things and the people you care about?

Have I thought about healthcare?

Average life expectancy at birth in the UK is now above 75. By 2040, it is expected to be above 80**. We’re all different, of course, so your retirement fund needs to reflect both your life expectancy and the possibility you will need healthcare.

How will I pass on my wealth?

It can be hard to find the right balance between enjoying your wealth now and setting some aside to pass on to your loved ones. What will your legacy be? How will you make sure wealth transfer happens in the way you want?

Father and son

Without proper planning, individuals could lose up to

50%

of their fortunes through inheritance taxes.***

How can wealth management help?

Very simply, we help you put a plan in place for your future retirement. Think of it like a buffer that aims to cushion any financial shocks and helps you stay on track to meet your goals.

UBS can assist with a retirement plan if you have a minimum £500,000 bankable assets. And when you choose UBS Wealth Management, you get a trusted partner who can guide your financial decisions for years to come.


Our service

Great investment advice doesn’t exist in a vacuum. Our service takes in to account all your financial needs, from wealth planning to investing to banking. We call this your total wealth solution.


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Come and see us so we can start working towards your future.

The price and value of investments and income derived from them can go down as well as up. You may not get back the amount originally invested.

UBS does not give tax, legal or accounting advice and you should consult your independent adviser for specific advice before entering into or refraining from entering into any investment.

UBS AG, Jersey Branch is authorised and regulated by the Jersey Financial Services Commission for the conduct of banking, funds and investment business. UBS AG, Jersey Branch is a branch of UBS AG (a public company limited by shares incorporated in Switzerland whose registered offices are at Aeschenvorstadt 1, CH-4051, Basel and Bahnhofstrasse 45, CH-8001 Zurich) ("UBS"), with its principal place of business in Jersey at 1 IFC Jersey, St Helier, Jersey, JE2 3BX.