Protecting your family and partner

With Zurich Immo-Protect, you can insure against the financial risks of death or incapacity to work. You decide what risk you want to insure against (death/incapacity to work/both) and choose the amount of the lump-sum payment.

• Life insurance: in the event of death, the insured capital is paid out immediately.
• Insurance against incapacity to work: in the event of incapacity to work, Zurich covers the premium payment for the insurance after a waiting period of 12 months. The insured capital is paid out after 12 months.
  

Once paid out, the insurance capital can be used, for example, to reduce the mortgage, thus lowering the interest costs.