Share it well
Discussing and dividing wealth across generations
In the midst of the greatest transfer of wealth in history, UBS Investor Watch turns its attention to the challenges and opportunities of shifting wealth to future generations.
We surveyed 4,500 high net worth investors in the US, Latin America, Europe and Asia.
We found that, even after the harsh realities of the pandemic, many investors simply aren’t taking the actions necessary to ensure successful wealth transfer. Four in 10 don’t have an up-to-date will or wealth transfer plan. Half aren’t having important conversations to prepare their future heirs.
So why—with so much wealth expected to change hands in the next 20 years—aren’t more investors taking action?
Look more closely at the findings
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Investors have key concerns about transferring wealth
Investors have key concerns about transferring wealth
% important
Yet, many investors have not taken actions
Yet, many investors have not taken actions
- 0 %
The transfer of assets goes smoothly.
- 0 %
My heirs use their inheritance wisely.
- 0 %
I don’t have an up-to-date will.
- 0 %
I don’t have a wealth transfer or estate plan.
Most benefactors find it challenging to divide assets fairly
Most benefactors find it challenging to divide assets fairly
% who agree
Certain heirs will inherit more than others
Certain heirs will inherit more than others
- 0 %
We struggle to divide assets fairly.
- 0 %
We have a closer relationship.
- 0 %
I trust them more with money.
Both, benefactors and inheritors are reluctant to have “the talk”
Both, benefactors and inheritors are reluctant to have “the talk”
It’s not a pressing issue
Benefactors: 56%
Inheritors: 45%
Don’t talk openly about financial issues in the family
Benefactors: 46%
Inheritors: 52%
But both agree that parents should bring up the topic
But both agree that parents should bring up the topic
Have more open communication
Benefactors: 62%
Inheritors: 59%
Want to know more?
Want to know more?
- Please select
- EnglishEnglish Investor Watch PDF
- GermanGerman Investor Watch PDF
- FrenchFrench Investor Watch PDF
- ItalianItalian Investor Watch PDF
- Simplified ChineseSimplified Chinese
- Traditional ChineseSimplified Chinese
- Portuguese (for Brazil)Simplified Chinese
- Spanish (for Mexico)Simplified Chinese
If you want to know more
If you want to know more
Come and see us so we can find out more about what matters to you
About the survey: For this edition of UBS Investor Watch, we surveyed 4,500 investors with at least $1 million in investable assets. The global sample was split across 14 markets: Argentina, Brazil, mainland China, France, Germany, Hong Kong, Italy, Japan, Mexico, Singapore, Switzerland, the UAE, the UK and the US. The research was conducted in April 2022.